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Needs Assessment Survey

March 26-2020– How can the NMCCA best support your business needs during this time?
Please complete the SURVEY HERE, to help us understand those needs. Thank you.

Covid-19 Updates & Resources

 

BUSINESS ADVISORY GROUP: 

March 30, 2020–Governor DeWine also announced today that he will develop a business advisory group to convene over the phone to:

  1. Ensure businesses are doing everything they can to keep their employees safe;
  2. Provide recommendations (to the greatest extent possible) to mitigate the negative impact the COVID-19 crisis is having on our economy in Ohio;
  3. Provide recommendations on building a platform for economic recovery.

More details on this group will be released in the near future.

 

Legislative Analysis 

March 25-2020– To better understand the Coronavirus Aid, Relief, and Economic Security (CARES) Act and how it impacts you and your members, we encourage you to review our summary of the final bill which breaks down the final stimulus package and provides analysis for the business community. Links to the final bill text are included in the summary.

 

Financial Resources for Small Businesses

NEW – Guide to SBA’s Economic Injury Disaster Loans (EIDL)

NEW – Guide to the Employee Retention Tax Credit 

 

The CARES Act has approved $350 billion in emergency loans for small businesses to help them keep workers employed. In fact, if small businesses maintain or later restore their payrolls, they may not have to repay some—or possibly any—of the loan. We encourage you and your members to utilize the U.S. Chamber’s UPDATED – Coronavirus Emergency Loans Small Business Guide and Checklist (Paycheck Protection Program) to help answer common questions and navigate the process.

Paycheck Protection and Loan Forgiveness

Cares Act SB Provision, Cares Act Small Business FAQ

Coronavirus Relief Phase 3, Phase 3 Cares Act 

CARES-Bill Provisions 1-3

Additionally, the U.S. Department of Treasury issued additional guidance Tuesday regarding the Paycheck Protection Program.  Links to the resources provided by Treasury can be found below, or on their webpage.

A top-line overview of the program can be found here.

If you’re a lender, more information can be found here.

If you’re a borrower, more information can be found here.

The application for borrowers can be found here.

 

Financial Resources for 501(c)(6) Organizations

Although 501(c)(6) organizations were not included in the $350 billion Paycheck Protection Act loan program, they are eligible to apply for a loan through the SBA’s Economic Injury Disaster Loan (EIDL) program. To outline what is available to 501(c)(6) organizations through the EIDL program and the application process, the U.S. Chamber has created a one-pager that we hope will prove to be a useful resource for you.

March 23, 2020–Governor Mike DeWine and Director of Health Dr. Amy Acton issued an order requiring all Ohioans to stay at home unless they are engaged in Essential Work or Activity. This mandate begins at 11:59 p.m. and is effective until Monday, April 6.
The governor also is ordering nonessential businesses to close. That follows recent orders that bars and restaurants, barber shops/hair salons, movie theaters and other venues must close to the public.
Every business that stays open must follow good protocol in regard to health, such as social distancing, washing hands, and separate operating hours for at-risk populations.
Is Your Business Essential?

Ohio has adopted a very broad definition of what is considered essential.

The order lists essential businesses and operations as defined by the U.S. Department of Homeland Security: health care and public health workers; law enforcement, public safety and first responders; food and agricultural workers; energy employees; waste and wastewater; transportation and logistics; public works; communications and information technology; community based government operations; critical manufacturing; hazardous materials; financial services; chemical workers; and defense industrial base
Additionally, the order clarifies essential businesses as stores that sell groceries and medicine; food, beverage, and licensed marijuana production and agriculture; organizations that provide charitable and social services; religious entities; news media; gas stations and businesses needed for transportation; financial and insurance institutions.   The full list is available here .
If you are unsure of whether your business is considered essential, please contact your  attorney. They may need to contact the local board of health for a definitive ruling to ensure that you are in compliance before the order goes into effect at 11:59 pm on Monday evening.
Minimum Basic Operations.
Businesses are allowed to engage in minimum basic operations. These are  activities to maintain the value of the business’s inventory, preserve the condition of the business’s physical plant and equipment, ensure security, process payroll and employee benefits; or any activities to facilitate employees being able to continue to work remotely from their residences.
Messaging & Resources for Your Business
Communicating to employees and customers how your business plans to operate during the Stay at Home Mandate is important. We’ve provided some basic templates for your business to use to convey your message.

 

Unemployment Benefit Eligibility Changes to Support COVID-19 Related Employment Impacts

At the state level, the Governor will be issuing an executive order to allow workers without paid-leave benefits will be able to access unemployment benefits through the State. Individuals who are quarantined will be considered unemployed and be able to apply for support. Companies who determine it is necessary to shut down operations due to the COVID-19 outbreak will also be able to apply for unemployment benefits. Additionally, the one-week delay for eligible workers to receive assistance will be waived. Please take a look at  http://jfs.ohio.gov/ouio/CoronavirusAndUI.stm  for some FAQs or you may contact the state at 877-644-6562 with questions or to apply.

Availability of Economic Injury Loans from SBA for Small Businesses and Non-Profit Organizations

Thanks to a concerted effort by our partners throughout the state, Ohio small business can now apply for SBA Economic Injury Disaster Loans (EIDL).
 
What’s an EIDL?
  • The SBA EIDL program can provide low-interest loans of up to $2M to businesses and private non-profits.
  • EIDLs may be used to pay fixed debts, payroll, accounts payable and other bills.
  • The interest rate is 3.75% for small businesses without credit available elsewhere. The interest rate for non-profits is 2.75%.
  • EIDLs have long-term repayment options, up to a maximum of 30 years. Terms are determined on a case-by-case basis, based on borrower’s ability to repay.
How do I apply?

Medina County Health Department Resources and Updates

Director’s Update-3/24/20

As national case numbers for COVID-19 begin to rise, the Medina County Health Department (MCHD) recognizes the level of concern among businesses.  Regionally, we know there are cases. It’s of paramount importance we continue to take caution and prepare for the virus as a community.

Health Department Business Community Checklist:

https://coronavirus.ohio.gov/wps/portal/gov/covid-19/home/covid-19-checklists/businesses-employers-covid-19-checklist

This is an evolving situation. The Medina County Health Department has been monitoring the global situation closely and will continue to do so. MCHD staff has planned and trained for outbreaks as a regular part of our essential public health function.

For more information and the latest real-time information, visit our website at https://medinahealth.org/. You can also follow the Medina County Health Department on Facebook and Twitter for the latest updates.

Workplace Safety

The Occupational Safety and Health Administration (OSHA) has resources to help employers and workers prepare for and respond to coronavirus in the workplace. If your business is deemed essential, here are some resources to be sure you are complying with the guidelines outlined during this time.

Governor DeWine Order: Bars and Restaurants Must Close Dine-In Service

Governor DeWine ordered all Bars and Restaurants to close for dine-in business beginning 9:00 p.m., Sunday March 15th. Pick-up and delivery operations will be allowed to continue at this point. Please consider continuing to patronize our small businesses, coffee shops and restaurants by using their pick-up and delivery options-they will need your help and your patronage.

Ability for Bars and Restaurants to Return Unopened Liquor

For bar and restaurant owners that have stocked up on alcohol in expectation of St. Patrick’s Day, NCAA or other events that drive bar and restaurant traffic, bar and restaurant owners have an opportunity to return unopened, high proof liquor products purchased in the last 30 days back to the agency of purchase. For information on this program, please contact 877-812-0013 or  ohioliquorinfo@com.ohio.gov .

Additional Support and Useful Information

How Social Media can help your business during this time. Check out this article for some useful information for your business.

Bureau of Workers’ Compensation FAQ Resource

Opportunities for upskilling your workforce virtually – TechCred.ohio.gov

Helping employers avoid laying off workers through SharedWork –http://jfs.ohio.gov/ouio/SharedWorkOhio/

Interested in getting involved? Click Link for FEMA website for companies looking to sell or donate medical supplies, equipment or services as part of the COVID-19 response: https://www.fema.gov/coronavirus/how-to-help

Our goal here at the NMCCA is to help to support your business, and navigate you through this unique time. Please reach out to let us know how we can better serve and support your business. We’re happy to seek out additional resources to supply and support you any way we can. Thank you.

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